Direct+ Product Documentation
The samples provided are representative of what can be included in requests or will be returned in responses. In order to provide comprehensive samples, values may have been added for the sole purpose of these examples and may be null or empty in the actual API responses.
In addition, values in both requests and responses have been "faked" or modified to protect potentially private data (e.g., phone number) where applicable. Therefore, using requests exactly as is may not return any results.
Business Fraud Risk Insights
POST https://plus.dnb.com/v2/fraudrisk/inquiries
Authorization: Bearer yourToken
{
"customerTransactionID": "custid",
"customerReference": "custref",
"blockID": "fraudriskinsight_L1_v1",
"organization": {
"duns": "345678912",
"primaryName": "GORMAN",
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "GB"
},
"addressLocality": {
"name": "CUPERTINO"
},
"addressRegion": {
"abbreviatedName": "CA"
},
"postalCode": "95014",
"streetAddress": {
"line1": "1 GORMAN PARK WAY",
"line2": "x"
}
},
"url": "test.com",
"email": "test@test.com",
"ipAddress": "158.151.240.118",
"telephones": [
{
"telephoneNumber": "1768406061"
}
],
"industryCodes":[
{
"code": "1611",
"description": "The description of the business activities represented by the Industry Code as defined in the coding scheme identified by the Industry Code Type Description. For example, 'highway and street construction' is the description of industry code 1611 in the U.S. SIC 1987 system.",
"typeDnBCode": 399
}
]
},
"customerProvidedData": {
"incorporatedYear": "2012",
"yearlyRevenue": {
"value": 67220600000,
"currency": "USD"
},
"numberOfEmployees": {
"value": 12246,
"informationScopeDnBCode": 9067
},
"blackBoxData": "0400UtAq9oNuGZINf94lis1zt"
},
"applicationSubmissionDate":"2023-02-01",
"applicantDetail": {
"givenName": "Charles",
"familyName": "Dickens",
"email": "test@test.com",
"telephones": [{
"telephoneNumber": "1768406061"
}]
}
}
{
"transactionDetail": {
"customerTransactionID": "custid",
"transactionID": "rrt-09a7baa2a1b6b8283-c-eu-3382-22518705-11",
"transactionTimestamp": "2023-12-12T13:32:10.910Z",
"inLanguage": "en-US",
"serviceVersion": "1"
},
"inquiryDetail": {
"customerReference": "custref",
"organization": {
"duns": "345678912",
"primaryName": "GORMAN",
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "GB"
},
"addressLocality": {
"name": "CUPERTINO"
},
"addressRegion": {
"abbreviatedName": "CA"
},
"postalCode": "95014",
"streetAddress": {
"line1": "1 GORMAN PARK WAY",
"line2": "x"
}
},
"url": "test.com",
"email": "test@test.com",
"telephones": [
{
"telephoneNumber": "1768406061"
}
],
"ipAddress": "158.151.240.118",
"industryCodes":[
{
"code": "1611",
"description": "The description of the business activities represented by the Industry Code as defined in the coding scheme identified by the Industry Code Type Description. For example, 'highway and street construction' is the description of industry code 1611 in the U.S. SIC 1987 system.",
"typeDnBCode": 399
}
]
},
"customerProvidedData": {
"yearlyRevenue": {
"value": 67220600000,
"currency": "USD"
},
"incorporatedYear": "2012",
"numberOfEmployees": {
"value": 12246,
"informationScopeDnBCode": 9067
},
"blackBoxData": "0400UtAq9oNuGZINf94lis1zt"
},
"applicantDetail": {
"givenName": "Charles",
"familyName": "Dickens",
"email": "test@test.com",
"telephones": [
{
"telephoneNumber": "1768406061"
}
]
},
"applicationSubmissionDate": "2023-02-01"
},
"reportID": "b6fdb9fd-ee0f-449c-81db-e2951c2c2ca2",
"organization": {
"confidenceCode": 10,
"numberOfEmployees": [
{
"value": 161000
},
{
"value": 1310,
"employeeFiguresDate": "2023-11-08"
}
],
"incorporatedDate": "1977-01-03",
"financials": [
{
"financialStatementToDate": "2023-09-30",
"yearlyRevenue": [
{
"value": 3.83285E+11
}
]
}
],
"industryCodes": [
{
"description": "Radio and Television Broadcasting and Wireless Communications Equipment Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Electronic Computer Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Computer Terminal and Other Computer Peripheral Equipment Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Computer Terminal and Other Computer Peripheral Equipment Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Audio and Video Equipment Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Software Publishers",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Software Publishers",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Mobile communication equipment",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Personal computers (microcomputers)",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Computer terminals, monitors and components",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Printers, computer",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Sound reproducing equipment",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Operating systems computer software",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Application computer software",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Manufacture of communication equipment",
"typeDescription": "NACE Revision 2"
},
{
"description": "Mfg radio/tv communication equipment",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Mfg electronic computers",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Mfg computer terminals",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Mfg computer peripheral equipment",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Mfg home audio/video equipment",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Prepackaged software services",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Prepackaged software services",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Communications Equipment Manufacturing",
"typeDescription": "D&B Hoovers Industry Classification"
},
{
"description": "Manufacturing",
"typeDescription": "D&B Standard Major Industry Code"
}
],
"businessEntityType": {
"description": "Corporation"
},
"isFortune1000Listed": true,
"duns": "060704780",
"dunsControlStatus": {
"operatingStatus": {
"description": "Active",
"dnbCode": 9074
},
"isMailUndeliverable": false
},
"primaryName": "GORMAN Inc.",
"tradeStyleNames": [
{
"name": "GORMAN"
}
],
"telephone": [
{
"telephoneNumber": "4089961010",
"isUnreachable": false
}
],
"websiteAddress": [
{
"url": "www.GORMAN.com",
"domainName": "GORMAN.com"
}
],
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "US",
"name": "United States"
},
"addressLocality": {
"name": "Cupertino"
},
"addressRegion": {
"name": "California",
"abbreviatedName": "CA"
},
"postalCode": "95014",
"postalCodeExtension": "0642",
"streetAddress": {
"line1": "1 GORMAN Park Way"
}
},
"mailingAddress": {
"addressCountry": {
"isoAlpha2Code": "GB",
"name": "United States"
},
"addressLocality": {
"name": "PEBBLE BEACH"
},
"addressRegion": {
"abbreviatedName": "CA"
},
"postalCode": "93953",
"streetAddress": {
"line1": "PO BOX 55"
}
},
"registrationNumbers": [
{
"registrationNumber": "58839",
"typeDescription": "Commercial And Government Entity Code"
},
{
"registrationNumber": "94-2404110",
"typeDescription": "Federal Taxpayer Identification Number (US)"
},
{
"registrationNumber": "0806592",
"typeDescription": "Business Registration Number (US)"
},
{
"registrationNumber": "HJAKCN4NEU95",
"typeDescription": "US General Services Administration Unique Entity Identifier"
}
],
"mostSeniorPrincipals": [
{
"fullName": "TIMOTHY D COOK"
}
],
"isStandalone": false,
"corporateLinkage": {
"familytreeRolesPlayed": [
{
"description": "Parent/Headquarters",
"dnbCode": 9141
}
]
}
},
"fraudRiskScores": {
"fraudRiskAssessment": {
"status": "CLEAR",
"statusReason": "Potential fraud risk not detected",
"overallStatus": "MEDIUM_TO_LOW_RISK",
"highRiskReasons": []
},
"fraudScores": {
"status": "CLEAR",
"statusReason": "Potential fraud risk not detected",
"signals": [
{
"check": "High risk first payment default score above threshold: 0.016288",
"hasWarning": false,
"probability": "0.000514",
"modelName": "First Payment Default",
"segment": "Medium"
},
{
"check": "High risk business misrepresentation probability above threshold: 0.7",
"hasWarning": false,
"probability": "0.522913",
"modelName": "Business Misrepresentation"
}
]
}
},
"fraudRiskSignals": {
"standardSignals": {
"status": "NOT_CLEAR",
"statusReason": "Potential Fraud Risk identified",
"summary": {
"fraudRiskNetworkInsights": {
"status": "CLEAR",
"statusReason": "Potential fraud risk not detected",
"caseStatus": {
"dnbCode": "ERCR_DESC_502",
"description": "Case is in open status"
},
"signals": [
{
"check": "Risk type",
"hasWarning": false,
"input": "060704780",
"reference": ""
},
{
"check": "Special event comment",
"hasWarning": false,
"input": "060704780",
"reference": ""
},
{
"check": "Suspicious business characteristics",
"hasWarning": false,
"input": "060704780",
"reference": ""
}
],
"isCaseAvailable": true,
"openDate": "2021-08-23"
},
"businessIdentityVerification": {
"status": "NOT_CLEAR",
"statusReason": "One or more input data not matched with D&B cloud data",
"signals": [
{
"check": "No DUNS match found with confidence score above or equal to threshold: 7",
"hasWarning": false,
"input": "",
"reference": "060704780 --> 10"
},
{
"check": "Mismatch for name",
"hasWarning": false,
"input": "GORMAN",
"reference": "GORMAN"
},
{
"check": "Mismatch for address line 1",
"hasWarning": false,
"input": "1 GORMAN PARK WAY",
"reference": "1 GORMAN Park Way"
},
{
"check": "Mismatch for address line 2",
"hasWarning": true,
"description": "Input business address and response business address not exact match",
"input": "x",
"reference": ""
},
{
"check": "Mismatch for address locality",
"hasWarning": false,
"input": "CUPERTINO",
"reference": "Cupertino"
},
{
"check": "Mismatch for address region",
"hasWarning": false,
"input": "CA",
"reference": "CA"
},
{
"check": "Mismatch for postal code",
"hasWarning": false,
"input": "95014",
"reference": "95014"
},
{
"check": "Mismatch for phone number",
"hasWarning": true,
"description": "Input phone number and response phone number not exact match",
"input": "1768406061",
"reference": "4089961010"
},
{
"check": "Mismatch for yearly revenue",
"hasWarning": true,
"description": "Input business annual sales and response annual sales not exact match",
"input": "67220600000",
"reference": "3.83285E+11"
},
{
"check": "Mismatch for number of employees",
"hasWarning": true,
"description": "Input business number of employees and response number of employees not exact match",
"input": "12246",
"reference": "161000"
},
{
"check": "Mismatch for business incorporation year",
"hasWarning": true,
"description": "Input business incorporation year and response incorporation year not exact match",
"input": "2012",
"reference": "1977"
},
{
"check": "Mismatch for given name",
"hasWarning": true,
"description": "Input applicant first name and response applicant first name not exact match",
"input": "Charles"
},
{
"check": "Mismatch for family name",
"hasWarning": true,
"description": "Input applicant last name and response applicant last name not exact match",
"input": "Dickens"
},
{
"check": "Mismatch for businessUrl",
"hasWarning": true,
"description": "Input Domain and response Domain from DnB Cloud File do not match.",
"input": "test.com -> 097447148",
"reference": "060704780"
},
{
"check": "Mismatch for ipAddress",
"hasWarning": true,
"description": "Input IP Address and response IP Address from DnB Cloud File do not match.",
"input": "158.151.240.118 -> 884114609",
"reference": "060704780"
}
]
},
"businessIdentityValidation": {
"status": "CLEAR",
"statusReason": "Input data elements successfully validated",
"isPhoneUnreachable": false,
"isMailUndeliverable": false,
"isEmailUnreachable": false,
"isIPDomainUnreachable": false,
"isURLUnreachable": false,
"isMilitaryAddress": false,
"isRuralAddress": false,
"isPostOfficeAddress": false
},
"businessDigitalLinkage": {
"status": "CLEAR",
"statusReason": "Data available from D&B contributing service",
"ipInquiryMatch": {
"duns": "884114609",
"ipDomainName": "dnb.com",
"isISP": "false",
"organization": {
"primaryName": "Dun & Bradstreet Holdings, Inc."
}
},
"urlInquiryMatch": {
"duns": "097447148",
"ipDomainName": "emc.com",
"url": "www.emc.com",
"organization": {
"primaryName": "Dell Technologies Inc."
}
},
"emailInquiryMatch": {
"duns": "097447148",
"ipDomainName": "emc.com",
"url": "www.emc.com",
"organization": {
"primaryName": "Dell Technologies Inc."
}
},
"inquiryInsight": {
"totalCount": 44061,
"threeMonthsCount": 1024,
"sixMonthsCount": 2142,
"nineMonthsCount": 3576,
"twelveMonthsCount": 5468,
"twentyFourMonthsCount": 12681,
"thirtySixMonthsCount": 22896,
"fortyEightMonthsCount": 34030,
"sixtyMonthsCount": 44061
}
},
"businessStatusAndEvents": {
"status": "CLEAR",
"statusReason": "Potential fraud risk not detected",
"signals": [
{
"check": "Inactive operating status",
"hasWarning": false,
"input": "060704780",
"reference": "Active"
},
{
"check": "Open Financial Embarrassment",
"hasWarning": false,
"input": "060704780",
"reference": "false"
},
{
"check": "Open Criminal Proceedings",
"hasWarning": false,
"input": "060704780",
"reference": "false"
},
{
"check": "Criminal Proceedings",
"hasWarning": false,
"input": "060704780",
"reference": "false"
},
{
"check": "Open Claims",
"hasWarning": false,
"input": "060704780",
"reference": "false"
},
{
"check": "Open Debarments",
"hasWarning": false,
"input": "060704780",
"reference": "false"
}
]
}
}
}
},
"businessVerification": {
"status": "NOT_CLEAR",
"statusReason": "One or more input data not matched with D&B cloud data",
"matchDataCriteria": "Name and Address Lookup",
"candidatesMatchedQuantity": 10,
"matchQualityInformation": {
"matchGrade": "AAAAAZZAFFF",
"matchGradeComponentsCount": 11,
"matchGradeComponents": [
{
"componentType": "Name",
"componentRating": "A"
},
{
"componentType": "Street Number",
"componentRating": "A"
},
{
"componentType": "Street Name",
"componentRating": "A"
},
{
"componentType": "City",
"componentRating": "A"
},
{
"componentType": "State",
"componentRating": "A"
},
{
"componentType": "PO Box",
"componentRating": "Z"
},
{
"componentType": "Phone",
"componentRating": "Z"
},
{
"componentType": "Postal Code",
"componentRating": "A"
},
{
"componentType": "Density",
"componentRating": "F"
},
{
"componentType": "Uniqueness",
"componentRating": "F"
},
{
"componentType": "Sic",
"componentRating": "F"
}
],
"matchDataProfile": "0000000000989800000000000098",
"matchDataProfileComponentsCount": 14,
"matchDataProfileComponents": [
{
"componentType": "Name",
"componentValue": "00"
},
{
"componentType": "Street Number",
"componentValue": "00"
},
{
"componentType": "Street Name",
"componentValue": "00"
},
{
"componentType": "City",
"componentValue": "00"
},
{
"componentType": "State",
"componentValue": "00"
},
{
"componentType": "PO Box",
"componentValue": "98"
},
{
"componentType": "Phone",
"componentValue": "98"
},
{
"componentType": "Postal Code",
"componentValue": "00"
},
{
"componentType": "DUNS",
"componentValue": "00"
},
{
"componentType": "SIC",
"componentValue": "00"
},
{
"componentType": "Density",
"componentValue": "00"
},
{
"componentType": "Uniqueness",
"componentValue": "00"
},
{
"componentType": "National ID",
"componentValue": "00"
},
{
"componentType": "URL",
"componentValue": "98"
}
],
"nameMatchScore": 100.0
}
}
}
POST https://plus.dnb.com/v2/fraudrisk/inquiries
Authorization: Bearer yourToken
{
"customerTransactionID": "custid",
"customerReference": "custref",
"blockID": "fraudriskinsight_L2_v1",
"organization": {
"duns": "345678912",
"primaryName": "GORMAN",
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "GB"
},
"addressLocality": {
"name": "CUPERTINO"
},
"addressRegion": {
"abbreviatedName": "CA"
},
"postalCode": "95014",
"streetAddress": {
"line1": "1 GORMAN PARK WAY",
"line2": "x"
}
},
"url": "test.com",
"email": "test@test.com",
"ipAddress": "158.151.240.118",
"industryCodes":[
{
"code": "1611",
"description": "The description of the business activities represented by the Industry Code as defined in the coding scheme identified by the Industry Code Type Description. For example, 'highway and street construction' is the description of industry code 1611 in the U.S. SIC 1987 system.",
"typeDnBCode": 399
}
],
"telephones": [
{
"telephoneNumber": "1768406061"
}
]
},
"customerProvidedData": {
"incorporatedYear": "2012",
"yearlyRevenue": {
"value": 67220600000,
"currency": "USD"
},
"numberOfEmployees": {
"value": 12246,
"informationScopeDnBCode": 9067
},
"blackBoxData": "0400UtAq9oNuGZINf94lis1zt"
},
"applicationSubmissionDate":"2023-02-01",
"applicantDetail": {
"givenName": "Charles",
"familyName": "Dickens",
"email": "test@test.com",
"telephones": [{
"telephoneNumber": "1768406061"
}]
}
}
{
"transactionDetail": {
"customerTransactionID": "custid",
"transactionID": "rrt-0a838e26f07bc2ce2-b-eu-7628-22748982-23",
"transactionTimestamp": "2023-12-12T13:32:37.559Z",
"inLanguage": "en-US",
"serviceVersion": "1"
},
"inquiryDetail": {
"customerReference": "custref",
"organization": {
"duns": "345678912",
"primaryName": "GORMAN",
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "GB"
},
"addressLocality": {
"name": "CUPERTINO"
},
"addressRegion": {
"abbreviatedName": "CA"
},
"postalCode": "95014",
"streetAddress": {
"line1": "1 GORMAN PARK WAY",
"line2": "x"
}
},
"url": "test.com",
"email": "test@test.com",
"telephones": [
{
"telephoneNumber": "1768406061"
}
],
"ipAddress": "158.151.240.118",
"industryCodes":[
{
"code": "1611",
"description": "The description of the business activities represented by the Industry Code as defined in the coding scheme identified by the Industry Code Type Description. For example, 'highway and street construction' is the description of industry code 1611 in the U.S. SIC 1987 system.",
"typeDnBCode": 399
}
]
},
"customerProvidedData": {
"yearlyRevenue": {
"value": 67220600000,
"currency": "USD"
},
"incorporatedYear": "2012",
"numberOfEmployees": {
"value": 12246,
"informationScopeDnBCode": 9067
},
"blackBoxData": "0400UtAq9oNuGZINf94lis1zt"
},
"applicantDetail": {
"givenName": "Charles",
"familyName": "Dickens",
"email": "test@test.com",
"telephones": [
{
"telephoneNumber": "1768406061"
}
]
},
"applicationSubmissionDate": "2023-02-01"
},
"reportID": "48192d11-dfbc-4f0a-83ec-950062d721d3",
"organization": {
"confidenceCode": 10,
"numberOfEmployees": [
{
"value": 161000
},
{
"value": 1310,
"employeeFiguresDate": "2023-11-08"
}
],
"incorporatedDate": "1977-01-03",
"financials": [
{
"financialStatementToDate": "2023-09-30",
"yearlyRevenue": [
{
"value": 3.83285E+11
}
]
}
],
"industryCodes": [
{
"description": "Radio and Television Broadcasting and Wireless Communications Equipment Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Electronic Computer Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Computer Terminal and Other Computer Peripheral Equipment Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Computer Terminal and Other Computer Peripheral Equipment Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Audio and Video Equipment Manufacturing",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Software Publishers",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Software Publishers",
"typeDescription": "North American Industry Classification System 2022"
},
{
"description": "Mobile communication equipment",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Personal computers (microcomputers)",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Computer terminals, monitors and components",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Printers, computer",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Sound reproducing equipment",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Operating systems computer software",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Application computer software",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Manufacture of communication equipment",
"typeDescription": "NACE Revision 2"
},
{
"description": "Mfg radio/tv communication equipment",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Mfg electronic computers",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Mfg computer terminals",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Mfg computer peripheral equipment",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Mfg home audio/video equipment",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Prepackaged software services",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Prepackaged software services",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Communications Equipment Manufacturing",
"typeDescription": "D&B Hoovers Industry Classification"
},
{
"description": "Manufacturing",
"typeDescription": "D&B Standard Major Industry Code"
}
],
"businessEntityType": {
"description": "Corporation"
},
"isFortune1000Listed": true,
"duns": "060704780",
"dunsControlStatus": {
"operatingStatus": {
"description": "Active",
"dnbCode": 9074
},
"isMailUndeliverable": false
},
"primaryName": "GORMAN Inc.",
"tradeStyleNames": [
{
"name": "GORMAN"
}
],
"telephone": [
{
"telephoneNumber": "4089961010",
"isUnreachable": false
}
],
"websiteAddress": [
{
"url": "www.GORMAN.com",
"domainName": "GORMAN.com"
}
],
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "US",
"name": "United States"
},
"addressLocality": {
"name": "Cupertino"
},
"addressRegion": {
"name": "California",
"abbreviatedName": "CA"
},
"postalCode": "95014",
"postalCodeExtension": "0642",
"streetAddress": {
"line1": "1 GORMAN Park Way"
}
},
"mailingAddress": {
"addressCountry": {
"isoAlpha2Code": "US",
"name": "United States"
},
"addressLocality": {
"name": "PEBBLE BEACH"
},
"addressRegion": {
"abbreviatedName": "CA"
},
"postalCode": "93953",
"streetAddress": {
"line1": "PO BOX 55"
}
},
"registrationNumbers": [
{
"registrationNumber": "58839",
"typeDescription": "Commercial And Government Entity Code"
},
{
"registrationNumber": "94-2404110",
"typeDescription": "Federal Taxpayer Identification Number (US)"
},
{
"registrationNumber": "0806592",
"typeDescription": "Business Registration Number (US)"
},
{
"registrationNumber": "HJAKCN4NEU95",
"typeDescription": "US General Services Administration Unique Entity Identifier"
}
],
"mostSeniorPrincipals": [
{
"fullName": "TIMOTHY D COOK"
}
],
"isStandalone": false,
"corporateLinkage": {
"familytreeRolesPlayed": [
{
"description": "Parent/Headquarters",
"dnbCode": 9141
}
]
}
},
"fraudRiskScores": {
"fraudRiskAssessment": {
"status": "CLEAR",
"statusReason": "Potential fraud risk not detected",
"overallStatus": "MEDIUM_TO_LOW_RISK",
"highRiskReasons": []
},
"fraudScores": {
"status": "CLEAR",
"statusReason": "Potential fraud risk not detected",
"signals": [
{
"check": "High risk first payment default score above threshold: 0.016288",
"hasWarning": false,
"probability": "0.000514",
"modelName": "First Payment Default",
"segment": "Medium"
},
{
"check": "High risk business misrepresentation probability above threshold: 0.7",
"hasWarning": false,
"probability": "0.522913",
"modelName": "Business Misrepresentation"
}
]
}
},
"fraudRiskSignals": {
"standardSignals": {
"status": "NOT_CLEAR",
"statusReason": "Potential Fraud Risk identified",
"summary": {
"fraudRiskNetworkInsights": {
"status": "CLEAR",
"statusReason": "Potential fraud risk not detected",
"caseStatus": {
"dnbCode": "ERCR_DESC_502",
"description": "Case is in open status"
},
"signals": [
{
"check": "Risk type",
"hasWarning": false,
"input": "060704780",
"reference": ""
},
{
"check": "Special event comment",
"hasWarning": false,
"input": "060704780",
"reference": ""
},
{
"check": "Suspicious business characteristics",
"hasWarning": false,
"input": "060704780",
"reference": ""
}
],
"isCaseAvailable": true,
"openDate": "2021-08-23"
},
"businessIdentityVerification": {
"status": "NOT_CLEAR",
"statusReason": "One or more input data not matched with D&B cloud data",
"signals": [
{
"check": "No DUNS match found with confidence score above or equal to threshold: 7",
"hasWarning": false,
"input": "",
"reference": "060704780 --> 10"
},
{
"check": "Mismatch for name",
"hasWarning": false,
"input": "GORMAN",
"reference": "GORMAN"
},
{
"check": "Mismatch for address line 1",
"hasWarning": false,
"input": "1 GORMAN PARK WAY",
"reference": "1 GORMAN Park Way"
},
{
"check": "Mismatch for address line 2",
"hasWarning": true,
"description": "Input business address and response business address not exact match",
"input": "x",
"reference": ""
},
{
"check": "Mismatch for address locality",
"hasWarning": false,
"input": "CUPERTINO",
"reference": "Cupertino"
},
{
"check": "Mismatch for address region",
"hasWarning": false,
"input": "CA",
"reference": "CA"
},
{
"check": "Mismatch for postal code",
"hasWarning": false,
"input": "95014",
"reference": "95014"
},
{
"check": "Mismatch for phone number",
"hasWarning": true,
"description": "Input phone number and response phone number not exact match",
"input": "1768406061",
"reference": "4089961010"
},
{
"check": "Mismatch for yearly revenue",
"hasWarning": true,
"description": "Input business annual sales and response annual sales not exact match",
"input": "67220600000",
"reference": "3.83285E+11"
},
{
"check": "Mismatch for number of employees",
"hasWarning": true,
"description": "Input business number of employees and response number of employees not exact match",
"input": "12246",
"reference": "161000"
},
{
"check": "Mismatch for business incorporation year",
"hasWarning": true,
"description": "Input business incorporation year and response incorporation year not exact match",
"input": "2012",
"reference": "1977"
},
{
"check": "Mismatch for given name",
"hasWarning": true,
"description": "Input applicant first name and response applicant first name not exact match",
"input": "Charles"
},
{
"check": "Mismatch for family name",
"hasWarning": true,
"description": "Input applicant last name and response applicant last name not exact match",
"input": "Dickens"
},
{
"check": "Mismatch for businessUrl",
"hasWarning": true,
"description": "Input Domain and response Domain from DnB Cloud File do not match.",
"input": "test.com -> 097447148",
"reference": "060704780"
},
{
"check": "Mismatch for ipAddress",
"hasWarning": true,
"description": "Input IP Address and response IP Address from DnB Cloud File do not match.",
"input": "158.151.240.118 -> 884114609",
"reference": "060704780"
}
]
},
"businessIdentityValidation": {
"status": "CLEAR",
"statusReason": "Input data elements successfully validated",
"isPhoneUnreachable": false,
"isMailUndeliverable": false,
"isEmailUnreachable": false,
"isIPDomainUnreachable": false,
"isURLUnreachable": false,
"isMilitaryAddress": false,
"isRuralAddress": false,
"isPostOfficeAddress": false
},
"businessDigitalLinkage": {
"status": "CLEAR",
"statusReason": "Data available from D&B contributing service",
"ipInquiryMatch": {
"duns": "884114609",
"ipDomainName": "dnb.com",
"isISP": "false",
"organization": {
"primaryName": "Dun & Bradstreet Holdings, Inc."
}
},
"urlInquiryMatch": {
"duns": "097447148",
"ipDomainName": "emc.com",
"url": "www.emc.com",
"organization": {
"primaryName": "Dell Technologies Inc."
}
},
"emailInquiryMatch": {
"duns": "097447148",
"ipDomainName": "emc.com",
"url": "www.emc.com",
"organization": {
"primaryName": "Dell Technologies Inc."
}
},
"inquiryInsight": {
"totalCount": 44061,
"threeMonthsCount": 1024,
"sixMonthsCount": 2142,
"nineMonthsCount": 3576,
"twelveMonthsCount": 5468,
"twentyFourMonthsCount": 12681,
"thirtySixMonthsCount": 22896,
"fortyEightMonthsCount": 34030,
"sixtyMonthsCount": 44061
}
},
"businessStatusAndEvents": {
"status": "CLEAR",
"statusReason": "Potential fraud risk not detected",
"signals": [
{
"check": "Inactive operating status",
"hasWarning": false,
"input": "060704780",
"reference": "Active"
},
{
"check": "Open Financial Embarrassment",
"hasWarning": false,
"input": "060704780",
"reference": "false"
},
{
"check": "Open Criminal Proceedings",
"hasWarning": false,
"input": "060704780",
"reference": "false"
},
{
"check": "Criminal Proceedings",
"hasWarning": false,
"input": "060704780",
"reference": "false"
},
{
"check": "Open Claims",
"hasWarning": false,
"input": "060704780",
"reference": "false"
},
{
"check": "Open Debarments",
"hasWarning": false,
"input": "060704780",
"reference": "false"
}
]
}
}
},
"premiumSignals": {
"status": "NOT_CLEAR",
"statusReason": "Potential Fraud Risk identified",
"summary": {
"digitalDataInsights": {
"status": "NOT_CLEAR",
"statusReason": "Potential Fraud Risk identified",
"realIp": {
"address": "158.151.240.118",
"isp": "THE DUN & BRADSTREET CORPORATION"
},
"ruleResults": {
"score": -2,
"rulesMatched": 5,
"rules": [
{
"type": "Transactions Per Phone Number",
"reason": "Too Many Transactions Per Phone Number",
"score": "0"
},
{
"type": "Phone Risk",
"reason": "Phone Risk (50-100 Risk Score)",
"score": "-1"
},
{
"type": "Email Validity",
"reason": "Invalid Email",
"score": "-1"
},
{
"type": "Invalid Blackbox",
"reason": "Invalid blackbox",
"score": "0"
},
{
"type": "Transactions Per Email Address",
"reason": "Too Many Transactions Per Email",
"score": "0"
}
]
},
"statedIp": {
"address": "158.151.240.118",
"isp": "THE DUN & BRADSTREET CORPORATION"
},
"verification": {
"email": [
{
"address": "test@test.com",
"age": "High",
"containsDomainIssue": false,
"containsMailboxIssue": true,
"containsSyntaxIssue": false,
"dateFirstSeen": "2010-01-13T00:00:00.000Z",
"disposable": false,
"domainNotAllowed": false,
"popularity": "High",
"userNameNotAllowed": false,
"velocity": "High"
}
],
"phone": [
{
"number": "+11768406061",
"riskScore": "90",
"type": [
"work"
]
}
]
}
}
}
}
},
"businessVerification": {
"status": "NOT_CLEAR",
"statusReason": "One or more input data not matched with D&B cloud data",
"matchDataCriteria": "Name and Address Lookup",
"candidatesMatchedQuantity": 10,
"matchQualityInformation": {
"matchGrade": "AAAAAZZAFFF",
"matchGradeComponentsCount": 11,
"matchGradeComponents": [
{
"componentType": "Name",
"componentRating": "A"
},
{
"componentType": "Street Number",
"componentRating": "A"
},
{
"componentType": "Street Name",
"componentRating": "A"
},
{
"componentType": "City",
"componentRating": "A"
},
{
"componentType": "State",
"componentRating": "A"
},
{
"componentType": "PO Box",
"componentRating": "Z"
},
{
"componentType": "Phone",
"componentRating": "Z"
},
{
"componentType": "Postal Code",
"componentRating": "A"
},
{
"componentType": "Density",
"componentRating": "F"
},
{
"componentType": "Uniqueness",
"componentRating": "F"
},
{
"componentType": "Sic",
"componentRating": "F"
}
],
"matchDataProfile": "0000000000989800000000000098",
"matchDataProfileComponentsCount": 14,
"matchDataProfileComponents": [
{
"componentType": "Name",
"componentValue": "00"
},
{
"componentType": "Street Number",
"componentValue": "00"
},
{
"componentType": "Street Name",
"componentValue": "00"
},
{
"componentType": "City",
"componentValue": "00"
},
{
"componentType": "State",
"componentValue": "00"
},
{
"componentType": "PO Box",
"componentValue": "98"
},
{
"componentType": "Phone",
"componentValue": "98"
},
{
"componentType": "Postal Code",
"componentValue": "00"
},
{
"componentType": "DUNS",
"componentValue": "00"
},
{
"componentType": "SIC",
"componentValue": "00"
},
{
"componentType": "Density",
"componentValue": "00"
},
{
"componentType": "Uniqueness",
"componentValue": "00"
},
{
"componentType": "National ID",
"componentValue": "00"
},
{
"componentType": "URL",
"componentValue": "98"
}
],
"nameMatchScore": 100.0
}
}
}
POST https://plus.dnb.com/v1/fraudrisk/inquiries
Authorization: Bearer yourToken
{
"customerTransactionID": "custid",
"customerReference": "custref",
"blockID": "fraudriskinsight_L1_v1",
"applicationSubmissionDate": "2023-01-19"
"customerProvidedData": {
"yearlyRevenue": {
"value": 67220600000,
"currency": "USD"
},
"numberOfEmployees": {
"value": 10000,
"informationScopeDnBCode": 9067
},
"blackBoxData": "0400UtAq9oNuGZINf94lis1zt"
},
"organization": {
"duns": "001807150",
"primaryName": "EXELON CORPORATION",
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "US"
},
"addressLocality": {
"name": "CHICAGO"
},
"addressRegion": {
"abbreviatedName": "IL"
},
"postalCode": "95014",
"streetAddress": {
"line1": "10 S DEARBORN ST FL 48",
"line2": "x"
}
},
"industryCodes":[
{
"code": "1611",
"description": "The description of the business activities represented by the Industry Code as defined in the coding scheme identified by the Industry Code Type Description. For example, 'highway and street construction' is the description of industry code 1611 in the U.S. SIC 1987 system.",
"typeDnBCode": 399
}
]
}
}
{
"transactionDetail": {
"customerTransactionID": "custid",
"transactionID": "rrt-04c7956c9a0df7be3-c-ea-24627-60735992-70",
"transactionTimestamp": "2021-09-06T06:33:26.976Z",
"inLanguage": "en-US",
"serviceVersion": "1"
},
"inquiryDetail": {
"customerReference": "custref",
"organization": {
"duns": "001807150",
"primaryName": "EXELON CORPORATION",
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "US"
},
"addressLocality": {
"name": "CHICAGO"
},
"addressRegion": {
"abbreviatedName": "IL"
},
"postalCode": "95014",
"streetAddress": {
"line1": "10 S DEARBORN ST FL 48",
"line2": "x"
}
},
"industryCodes":[
{
"code": "1611",
"description": "The description of the business activities represented by the Industry Code as defined in the coding scheme identified by the Industry Code Type Description. For example, 'highway and street construction' is the description of industry code 1611 in the U.S. SIC 1987 system.",
"typeDnBCode": 399
}
]
},
"customerProvidedData": {
"yearlyRevenue": {
"value": 67220600000,
"currency": "USD"
},
"numberOfEmployees": {
"value": 10000,
"informationScopeDnBCode": 9067
},
"blackBoxData": "0400UtAq9oNuGZINf94lis1zt"
},
"applicationSubmissionDate": "2023-01-19"
},
"reportID": "2aa1478b-6688-4154-8b80-eefe745617a8",
"candidatesMatchedQuantity": 5,
"assessedOrganization": {
"duns": "001807150",
"dunsControlStatus": {
"operatingStatus": {
"description": "Active",
"dnbCode": 9074
},
"isMailUndeliverable": false
},
"primaryName": "EXELON CORPORATION",
"tradeStyleNames": [],
"telephone": [
{
"telephoneNumber": "8004833220",
"isUnreachable": false
}
],
"websiteAddress": [],
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "US",
"name": "United States"
},
"addressLocality": {
"name": "CHICAGO"
},
"addressRegion": {
"abbreviatedName": "IL"
},
"postalCode": "60603",
"postalCodeExtension": "2300",
"streetAddress": {
"line1": "10 S DEARBORN ST FL 48"
}
},
"mailingAddress": {
"addressCountry": {
"isoAlpha2Code": "US",
"name": "United States"
},
"addressLocality": {
"name": "CHICAGO"
},
"addressRegion": {
"abbreviatedName": "IL"
},
"postalCode": "60680",
"streetAddress": {}
},
"registrationNumbers": [
{
"registrationNumber": "232990190",
"typeDescription": "Federal Taxpayer Identification Number (US)",
"typeDnBCode": 6863
}
],
"mostSeniorPrincipals": [
{
"fullName": "CHRISTOPHER M CRANE"
}
],
"isStandalone": false,
"corporateLinkage": {
"familytreeRolesPlayed": [
{
"description": "Parent/Headquarters",
"dnbCode": 9141
}
]
}
},
"matchCandidates": [
{
"displaySequence": 1,
"organization": {
"duns": "001807150",
"dunsControlStatus": {
"operatingStatus": {
"description": "Active",
"dnbCode": 9074
},
"isMailUndeliverable": false
},
"primaryName": "EXELON CORPORATION",
"tradeStyleNames": [],
"telephone": [
{
"telephoneNumber": "8004833220",
"isUnreachable": false
}
],
"websiteAddress": [],
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "US",
"name": "United States"
},
"addressLocality": {
"name": "CHICAGO"
},
"addressRegion": {
"abbreviatedName": "IL"
},
"postalCode": "60603",
"postalCodeExtension": "2300",
"streetAddress": {
"line1": "10 S DEARBORN ST FL 48"
}
},
"mailingAddress": {
"addressCountry": {
"isoAlpha2Code": "US",
"name": "United States"
},
"addressLocality": {
"name": "CHICAGO"
},
"addressRegion": {
"abbreviatedName": "IL"
},
"postalCode": "60680",
"streetAddress": {}
},
"registrationNumbers": [
{
"registrationNumber": "232990190",
"typeDescription": "Federal Taxpayer Identification Number (US)",
"typeDnBCode": 6863
}
],
"mostSeniorPrincipals": [
{
"fullName": "CHRISTOPHER M CRANE"
}
],
"isStandalone": false,
"corporateLinkage": {
"familytreeRolesPlayed": [
{
"description": "Parent/Headquarters",
"dnbCode": 9141
}
]
}
},
"matchQualityInformation": {
"confidenceCode": 10,
"matchGrade": "AAAAAZZAFFZ",
"matchGradeComponentsCount": 11,
"matchGradeComponents": [
{
"componentType": "Name",
"componentRating": "A"
},
{
"componentType": "Street Number",
"componentRating": "A"
},
{
"componentType": "Street Name",
"componentRating": "A"
},
{
"componentType": "City",
"componentRating": "A"
},
{
"componentType": "State",
"componentRating": "A"
},
{
"componentType": "PO Box",
"componentRating": "Z"
},
{
"componentType": "Phone",
"componentRating": "Z"
},
{
"componentType": "Postal Code",
"componentRating": "A"
},
{
"componentType": "Density",
"componentRating": "F"
},
{
"componentType": "Uniqueness",
"componentRating": "F"
},
{
"componentType": "Sic",
"componentRating": "Z"
}
],
"matchDataProfile": "0000000000989800000000000098",
"matchDataProfileComponentsCount": 14,
"matchDataProfileComponents": [
{
"componentType": "Name",
"componentValue": "00"
},
{
"componentType": "Street Number",
"componentValue": "00"
},
{
"componentType": "Street Name",
"componentValue": "00"
},
{
"componentType": "City",
"componentValue": "00"
},
{
"componentType": "State",
"componentValue": "00"
},
{
"componentType": "PO Box",
"componentValue": "98"
},
{
"componentType": "Phone",
"componentValue": "98"
},
{
"componentType": "Postal Code",
"componentValue": "00"
},
{
"componentType": "DUNS",
"componentValue": "00"
},
{
"componentType": "SIC",
"componentValue": "00"
},
{
"componentType": "Density",
"componentValue": "00"
},
{
"componentType": "Uniqueness",
"componentValue": "00"
},
{
"componentType": "National ID",
"componentValue": "00"
},
{
"componentType": "URL",
"componentValue": "98"
}
],
"nameMatchScore": 100.0
}
},
{
"displaySequence": 2,
"organization": {
"duns": "135272271",
"dunsControlStatus": {
"operatingStatus": {
"description": "Active",
"dnbCode": 9074
},
"isMailUndeliverable": false
},
"primaryName": "EXELON ENERGY DELIVERY COMPANY, LLC",
"tradeStyleNames": [
{
"name": "EXELON",
"priority": 1
}
],
"telephone": [
{
"telephoneNumber": "3123947399",
"isUnreachable": false
}
],
"websiteAddress": [],
"primaryAddress": {
"addressCountry": {
"isoAlpha2Code": "US",
"name": "United States"
},
"addressLocality": {
"name": "CHICAGO"
},
"addressRegion": {
"abbreviatedName": "IL"
},
"postalCode": "60603",
"postalCodeExtension": "2398",
"streetAddress": {
"line1": "10 S DEARBORN ST FL 53"
}
},
"mailingAddress": {
"addressCountry": {
"isoAlpha2Code": "US",
"name": "United States"
},
"addressLocality": {
"name": "CHICAGO"
},
"addressRegion": {
"abbreviatedName": "IL"
},
"postalCode": "60680",
"streetAddress": {
"line1": "PO BOX 805379"
}
},
"registrationNumbers": [],
"mostSeniorPrincipals": [
{
"fullName": "CHRISTOPHER M CRANE"
}
],
"isStandalone": false,
"corporateLinkage": {
"familytreeRolesPlayed": [
{
"description": "Parent/Headquarters",
"dnbCode": 9141
}
]
}
},
"matchQualityInformation": {
"confidenceCode": 10,
"matchGrade": "AAAAAZZAFFZ",
"matchGradeComponentsCount": 11,
"matchGradeComponents": [
{
"componentType": "Name",
"componentRating": "A"
},
{
"componentType": "Street Number",
"componentRating": "A"
},
{
"componentType": "Street Name",
"componentRating": "A"
},
{
"componentType": "City",
"componentRating": "A"
},
{
"componentType": "State",
"componentRating": "A"
},
{
"componentType": "PO Box",
"componentRating": "Z"
},
{
"componentType": "Phone",
"componentRating": "Z"
},
{
"componentType": "Postal Code",
"componentRating": "A"
},
{
"componentType": "Density",
"componentRating": "F"
},
{
"componentType": "Uniqueness",
"componentRating": "F"
},
{
"componentType": "Sic",
"componentRating": "Z"
}
],
"matchDataProfile": "0200000000989800000000000098",
"matchDataProfileComponentsCount": 14,
"matchDataProfileComponents": [
{
"componentType": "Name",
"componentValue": "02"
},
{
"componentType": "Street Number",
"componentValue": "00"
},
{
"componentType": "Street Name",
"componentValue": "00"
},
{
"componentType": "City",
"componentValue": "00"
},
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},
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},
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{
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{
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{
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],
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},
{
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},
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}
],
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},
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},
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},
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{
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},
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}
GET https://plus.dnb.com/v1/fraudrisk/reports/2aa1478b-6688-4154-8b80-eefe745617a8?customerReference=tets&customerTransactionID=test
Authorization: Bearer yourToken
{
"transactionDetail": {
"customerTransactionID": "test\n",
"transactionID": "rrt-022f1b451848601b4-b-ea-29398-60273469-148",
"transactionTimestamp": "2021-09-06T06:37:13.354Z",
"inLanguage": "en-US",
"serviceVersion": "1"
},
"inquiryDetail": {
"reportID": "2aa1478b-6688-4154-8b80-eefe745617a8",
"customerReference": "tets"
},
"reportStatus": "Completed",
"caseDetails": {
"blockID": "FRAUDRISKINSIGHT_L1_V1",
"submissionDate": "2021-09-06T06:33:25.017347",
"duns": "001807150",
"primaryName": "EXELON CORPORATION",
"primaryAddress": {
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},
"addressLocality": {
"name": "CHICAGO"
},
"addressRegion": {
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},
"postalCode": "95014",
"streetAddress": {
"line1": "10 S DEARBORN ST FL 48",
"line2": "x"
}
},
"url": null,
"email": null,
"telephones": [],
"ipAddress": null,
"industryCodes":[
{
"code": "1611",
"description": "The description of the business activities represented by the Industry Code as defined in the coding scheme identified by the Industry Code Type Description. For example, 'highway and street construction' is the description of industry code 1611 in the U.S. SIC 1987 system.",
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}
],
"customerProvidedData": {
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},
"numberOfEmployees": {
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},
"blackBoxData": "0400UtAq9oNuGZINf94lis1zt"
}
},
"assessedOrganization": {
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{
"value": 33383
},
{
"value": 3966,
"employeeFiguresDate": "2021-09-01"
}
],
"incorporatedDate": "1999-02-04",
"financials": [
{
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"yearlyRevenue": [
{
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}
]
}
],
"industryCodes": [
{
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},
{
"description": "Electric Bulk Power Transmission and Control",
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},
{
"description": "Electric Power Distribution",
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},
{
"description": "Natural Gas Distribution",
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},
{
"description": "Generation, electric power",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Transmission, electric power",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Distribution, electric power",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Natural gas distribution",
"typeDescription": "D&B Standard Industry Code"
},
{
"description": "Production of electricity",
"typeDescription": "NACE Revision 2"
},
{
"description": "Electric services",
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},
{
"description": "Electric services",
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},
{
"description": "Electric services",
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},
{
"description": "Natural gas distribution",
"typeDescription": "US Standard Industry Code 1987 - 4 digit"
},
{
"description": "Electric Power Generation",
"typeDescription": "D&B Hoovers Industry Code"
},
{
"description": "Transportation, Communications, Electric, Gas and Sanitary Services",
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}
],
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},
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"totalAmount": {
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}
},
"12Months": {
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"totalAmount": {
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}
}
}
},
"bankruptcy": {
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"totalAmount": {}
},
"12Months": {
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"totalAmount": {}
}
}
},
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},
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"totalAmount": {
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}
},
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"totalAmount": {
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}
}
},
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},
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"totalAmount": {
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}
},
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"totalAmount": {
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}
}
}
},
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},
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"scoreModel": {
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},
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}
},
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"componentValue": "98"
},
{
"componentType": "Postal Code",
"componentValue": "00"
},
{
"componentType": "DUNS",
"componentValue": "00"
},
{
"componentType": "SIC",
"componentValue": "00"
},
{
"componentType": "Density",
"componentValue": "00"
},
{
"componentType": "Uniqueness",
"componentValue": "00"
},
{
"componentType": "National ID",
"componentValue": "00"
},
{
"componentType": "URL",
"componentValue": "98"
}
],
"matchDataProfileComponentsCount": 14,
"matchGrade": "AAAAAZZAFFZ",
"matchGradeComponents": [
{
"componentRating": "A",
"componentType": "Name"
},
{
"componentRating": "A",
"componentType": "Street Number"
},
{
"componentRating": "A",
"componentType": "Street Name"
},
{
"componentRating": "A",
"componentType": "City"
},
{
"componentRating": "A",
"componentType": "State"
},
{
"componentRating": "Z",
"componentType": "PO Box"
},
{
"componentRating": "Z",
"componentType": "Phone"
},
{
"componentRating": "A",
"componentType": "Postal Code"
},
{
"componentRating": "F",
"componentType": "Density"
},
{
"componentRating": "F",
"componentType": "Uniqueness"
},
{
"componentRating": "Z",
"componentType": "Sic"
}
],
"matchGradeComponentsCount": 11,
"nameMatchScore": 100.0
},
"fraudConsortiumInsights": {
"closureDate": null,
"caseStatus": {
"description": "Duns is not present",
"code": "ERCR_DESC_501"
},
"fraudInsightSubType": {},
"highRiskCharacteristics": [],
"specialEventComment": null,
"transactionStatus": "Pass",
"transactionID": "78ac9ea3-da39-4f8d-900f-e55b66253527"
},
"fraudRiskAssessment": {
"businessIdentityVerification": {
"errorMessage": null,
"signals": [
{
"check": "No DUNS match found with confidence score above or equal to threshold: 8",
"description": null,
"input": "userInput",
"reference": "001807150 --> 10",
"warning": "false"
},
{
"check": "Undeliverable address",
"description": null,
"input": "#userInput address#",
"reference": "DPV STE Bad",
"warning": "false"
},
{
"check": "Military address",
"description": null,
"input": "#userInput address#",
"reference": "Unknown",
"warning": "false"
},
{
"check": "Post Office address",
"description": null,
"input": "#userInput address#",
"reference": "Unknown",
"warning": "false"
},
{
"check": "Rural address",
"description": null,
"input": "#userInput address#",
"reference": "Unknown",
"warning": "false"
},
{
"check": "Mismatch for name",
"description": "Input business name and D&B standardized business name not exact match",
"input": "EXELON CORPORATION",
"reference": "EXELON CORP.",
"warning": "true"
},
{
"check": "Mismatch for DUNS",
"description": null,
"input": "001807150",
"reference": "001807150",
"warning": "false"
},
{
"check": "Mismatch for address line 1",
"description": null,
"input": "10 S DEARBORN ST FL 48",
"reference": "10 S DEARBORN ST FL 48",
"warning": "false"
},
{
"check": "Mismatch for address line 2",
"description": null,
"input": "x",
"reference": "n/a",
"warning": null
},
{
"check": "Mismatch for address locality",
"description": null,
"input": "CHICAGO",
"reference": "CHICAGO",
"warning": "false"
},
{
"check": "Mismatch for address region",
"description": null,
"input": "IL",
"reference": "IL",
"warning": "false"
},
{
"check": "Mismatch for postal code",
"description": "Input address zip and response address zip not exact match",
"input": "95014",
"reference": "60603",
"warning": "true"
},
{
"check": "Annual sales variance greater than threshold: 50%",
"description": "Input business annual sales and response annual sales variance greater than 50%",
"input": "67220600000",
"reference": "3.3039E+10",
"warning": "true"
},
{
"check": "Employee count variance greater than threshold: 50%",
"description": "Input business number of employees and response number of employees variance greater than 50%",
"input": "10000",
"reference": "33383",
"warning": "true"
},
{
"check": "Unsuccessful phone connection",
"description": null,
"input": "n/a",
"reference": "false",
"warning": "false"
}
],
"summaryStatus": "NOT_CLEAR"
},
"businessStatusAndEvents": {
"errorMessage": null,
"signals": [
{
"check": "Inactive operating status",
"description": null,
"input": "001807150",
"reference": "Active",
"warning": "false"
},
{
"check": "Open Financial Embarrassment",
"description": null,
"input": "001807150",
"reference": "false",
"warning": "false"
},
{
"check": "Open Criminal Proceedings",
"description": null,
"input": "001807150",
"reference": "n/a",
"warning": null
},
{
"check": "Open Claims",
"description": "This business is associated with at least one open claim",
"input": "001807150",
"reference": "true",
"warning": "true"
},
{
"check": "Open Debarments",
"description": null,
"input": "001807150",
"reference": "false",
"warning": "false"
},
{
"check": "Failure score above or equal to threshold: 4",
"description": null,
"input": "001807150",
"reference": "3",
"warning": "false"
},
{
"check": "Delinquency score above or equal to threshold: 4",
"description": null,
"input": "001807150",
"reference": "3",
"warning": "false"
},
{
"check": "Viability score",
"description": null,
"input": "001807150",
"reference": "2",
"warning": "false"
},
{
"check": "Data depth indicator is below threshold: F",
"description": null,
"input": "001807150",
"reference": "A",
"warning": "false"
},
{
"check": "Recent average 3 month inquiry increase above threshold: 50%",
"description": null,
"input": "001807150",
"reference": "0.12707964601769905",
"warning": "false"
}
],
"summaryStatus": "NOT_CLEAR"
},
"fraudConsortiumInsights": {
"signals": [
{
"check": "Risk type",
"description": null,
"input": "001807150",
"reference": "",
"warning": "false"
},
{
"check": "Special event comment",
"description": null,
"input": "001807150",
"reference": "",
"warning": "false"
},
{
"check": "Suspicious business characteristics",
"description": null,
"input": "001807150",
"reference": "",
"warning": "false"
}
],
"summaryStatus": "CLEAR"
},
"fraudScores": {
"errorMessage": null,
"signals": [
{
"check": "High risk business identity theft probability above threshold: 0.8",
"description": null,
"input": "data provided",
"reference": "0.089085",
"warning": "false"
},
{
"check": "High risk first payment default score above threshold: medium",
"description": null,
"input": "data provided",
"reference": "Medium",
"warning": "false"
}
],
"summaryStatus": "CLEAR"
},
"highRiskReasons": [],
"overallStatus": "MEDIUM_TO_LOW_RISK"
},
"fraudScoreResponses": [
{
"fraudScore": {
"probability": 0.089085,
"rawScore": null,
"scoreReasons": [],
"segment": null
},
"modelName": "Identity Theft"
},
{
"fraudScore": {
"probability": 0.015715,
"rawScore": 2369,
"scoreReasons": [],
"segment": "Medium"
},
"modelName": "frdstd (Fraud Screening Standard)"
}
]
}