Add-Ons/Non-Standard Data Blocks

Business Fraud Risk Insights - US SUBSCRIBERS ONLY

The Business Fraud Risk Insights API Provides risk indicators and scores, helping detect and prevent business fraud risks during online processes, to help a customer make an overall assessment of fraud risk. Data Coverage: US

• Level 1 - allows users to initiate a request to perform a fraud assessment using the Standard Risk Signals, Business Misrepresentation Model, First Payment Default Model and/or Business Verification dependent on customer entitlements This is a GET call, please refer here for Technical Specifications.
• Level 2 - allows users to initiate a request to perform a fraud assessment using the Standard Risk Signals, Business Misrepresentation Model, First Payment Default Model, Business Verification, Premium Risk Signals and/or Identity Theft Model dependent on customer entitlements. This is a GET call, please refer here for Technical Specifications.

Company Report: birstd and comprh

D&B's Business Information Report (BIR) and Comprehensive Report are fully rendered information products (Text/PDF/HTML) for determining a company's profitability, stability, viability, and payment performance to help evaluate risk both on new or existing business relationships. PDF reports are not available for all markets, including Canada, so for best global coverage, please request HTML format. Please refer here for Technical Specifications.

Consumer Risk Reports - UK SUBSCRIBERS ONLY

Consumer information provided as Credit Reports (overview and detail on an individual person) and TrueVision Block (summarized key attributes on an individual person). Available in two depths of data dependent on individual customers' contractual entitlement. First is Public data level covering info such as identity, court and bankruptcy info and secondly SHARE level which in addition contains info an payment behaviours/financial standing. Please refer here for Technical Specifications.

Contact Data - Email & Phone

The Contact Search API allows the user to find details of individuals working for companies using a variety of criteria. Monitoring is not supported for Contact information. The response includes details of all individuals matching the search criteria including email address and telephone number where available.

• Standard view (POST) - allows users to find Contacts, including direct dial telephone and/or email addresses using a variety of criteria. This is a POST call, please refer here for Technical Specifications.
• Premium view (POST) - same as Standard View but includes additional data such as salary and and bonus data where available. This request should contain "view":"premium" for getting premium response including salary and bonus information for the requested individual. This is a POST call, please refer here for Technical Specifications.
• Contact ID/Email (GET) - allows users to find specific Contacts based on an email address or a Contact ID. This is a GET call, please refer here for Technical Specifications.

Custom Analytics (US and Canadian DUNS only)

Provides the output from Custom built Predictive modeling methods customized by customer-specific risk definitions and available data that support risk mitigation, early intervention, resource allocation and prioritization, or fraud identification. Please refer here for Technical Specifications.

D&B Blended Score (UK)

Combining market-leading commercial and consumer credit data, blended into one score, to gain predictive insight into business failure risk and enabling you to maximize the efficiency and profitability with faster and more accurate credit decisions on micro and small businesses.
The intelligence derived from commercial and consumer credit data from a single, one-stop provider drives a more comprehensive risk assessment and decisioning on micro and small businesses. Tailor the effectiveness to client's needs and permissions by choosing from blended scores using Public consumer data or deeper financial records for those in the SHARE reciprocal group.

Please refer here for Technical Specifications.

D&B DUNS Company Screening Intelligence

DUNS based service which will increment an Add-on RUM counter for each unique DUNS added. Please refer here for Technical Specifications.

D&B Restricted Party Screening Intelligence

Transactional service based on post Inquiry for D&B RPSi Data Block contracts screening against Dun & Bradstreet's proprietary screening service. Note that RDC and Dow Jones versions will not be available via data blocks. Please refer here for Technical Specifications.

D&B SBFE Blended Score

The D&B SBFE Blended Score utilizes the combined power of D&B's and TransUnion's vast information databases on U.S.-based micro and small businesses and their business principals to predict serious delinquency (more than 90 days past due) on a small business lending obligation over the next 18 months. It includes:

• Matching the business to D&B's file to include Commercial Payment Experiences, Public Filing, Demographic, Small Business Financial Exchange (SBFE™), and Financial information for the business
• Matching the business owner, cosigner, or individual to TransUnion's(TU) file to include Consumer Credit Attributes for the business principals when the user has a "permissible purpose" under the Fair Credit Reporting Act (FCRA) for making such an inquiry

It is only available to D&B Customers who are SBFE Members. Please work with your D&B Representative for details on this Add-Ons API.

TransUnion Privacy Policy

D&B SBRI Blended Score

The D&B SBRI Blended Scores are a set of three scores specifically designed to predict serious business delinquency (more than 90 days past) on new loans, credit cards, and leases over the next 18 months. The purpose of these scores is to help financial services institutions improve their loan, lease, and business credit card origination strategies and performance. The scores are based on the powerful financial performance data contained in D&B's Small Business Risk Insight (SBRI) database, combined with other highly predictive data. The D&B SBRI Blended Scores offer an unprecedented predictive measure of delinquency on small business credit applicants. It includes:

• Matching the business to D&B's file to include Commercial Payment Experiences, Public Filing, Demographic, Small Business Risk Insight™ (SBRI), and Financial information for the business
• Matching the business owner, cosigner, or individual to TransUnion's(TU) file to include Consumer Credit Attributes for the business principals when the user has a "permissible purpose" under the Fair Credit Reporting Act (FCRA) for making such an inquiry

It is only available to D&B Customers who are SBRI Participants, including non-financial institution US customers who provide data to D&B's Trade Exchange program. Please work with your D&B Representative for details on this Add-Ons API.

TransUnion Privacy Policy

D&B Standard Blended Score (US)

The D&B Standard Blended Score predicts the likelihood that a business will pay its bills in a severely delinquent manner (90+ days past term), seek legal relief from creditors, or cease operations without paying all creditors in full over the next 12 months, based on the commercial information in D&B's files. A severely delinquent firm is defined as at least 10% of its dollars 90 days or more past due for at least 6 out of the last 12 months. It includes:

• Matching the business to D&B's file to include Commercial Payment Experiences, Public Filing, Demographic, and Financial information for the business
• Matching the business owner, cosigner, or individual to TransUnion's(TU) file to include Consumer Credit Attributes for the business principals when the user has a "permissible purpose" under the Fair Credit Reporting Act (FCRA) for making such an inquiry

It is only available to D&B US Customers. Please work with your D&B Representative for details on this Add-Ons API.

TransUnion Privacy Policy

Educational Data Institution Search

The Educational Data Institution Search API allows customers to search the Education Data Blocks with attributes associated with the education market.. Please refer here for Technical Specifications.

Email Verification

The Email Verification API allows the user to enrich their emails with data and insights to better gauge the validity, risk, and deliverability of email addresses in your data set, so you can engage smarter and more efficiently. The Email Verification is available in two delivery modes of Transactional and Batch and returns 10+ fields of data.

• Transactional API - Allows users to find verify individual email addresses. Please refer here for Technical Specifications.
• Batch API - allows the user to submit a file of emails to be verified and enriched with data and insights to better gauge the validity, risk, and deliverability of your email data, so you can engage smarter and more efficiently. The Email Verification Batch mode allows users to submit a CSV file of emails and the processed file can optionally be CSV, JSON or zipped. Features are available to securely upload your file, check the status and download the processed file. Please refer here for Technical Specifications. For more information on the batch feature please see the DataFileBatch guide.

ESG Insights

Analytically-derived and AI-informed environmental, social and governance (ESG) rankings that describe the resiliency of companies by measuring the potential risk of incurring reputational, regulatory or operational damages that could impact financial performance. This request can be combined in the same call with a request for entitled standard data blocks.

• Level3 - Includes overall ESG ranking, environmental, social and governance and sub-theme rankings plus peer group comparisons.
  Refer to ESG_Supported_Countries.xlsx file for all supported countries. Please note further countries to be added through 2022.

Extended Linkage Insight * Family Tree

Provides a view of all of the records tied to the inquiry record relating to hierarchies and linkages beyond the traditional Legal and Alternative Linkage options. This Machine Learning model automates the manual effort of linking candidates by name similarity, brand uniqueness, SIC relativeness, company website, financial statement, Wikipedia data, and customer feedback. Please refer here for Technical Specifications.

Global Business Ranking

The Global Business Ranking provides a simple, globally consistent way to compare companies across countries on their relative risk of business failure with loss to creditors. It builds on the power of the country specific Failure Score and harnesses the complete insight of the Dun & Bradstreet Data Cloud to provide companies with a global portfolio a transparent understanding of business failure risk in their portfolio over time. This request can be combined in the same call with a request for entitled standard data blocks.

• Level1 - Predictive and descriptive components of the Global Business Ranking. Predictive component ranks a business relative to all businesses in the D&B Universe and the descriptive component provide a basic predictive insight.

Global Financials

The Global Financials add-on provides a view of global financial statements that allows clients to more easily perform decisioning and analysis using key elements from the balance sheet, profit & loss and business ratios that are standardized across 120 countries, eliminating the need for clients to understand and code for varying reporting standards across markets. This request can be combined in the same call with a request for entitled standard data blocks.

• Level1 - Latest 5 years fiscal statements.
• Level2 - Up to 20 years fiscal statements.

We advise that this Add-On is monitored via its own registration and not combined with other blocks due to the different coverage and it having a separate Records Under Management counter.

IP Intelligence

Provides the ability to search for IP addresses connected to D-U-N-S. User can search by D-U-N-S and receive as many as 500+ IP address in the return; or search by IP address and receive the 1:1 D-U-N-S match. Supports IPv4 addresses only. Please refer here for Technical Specifications.

Network Intelligence Resolved Role Player

A basic entity centric Add-on which will, for any role player in one D-U-N-S, expose all businesses (D-U-N-S) to which they are associated. Please refer here for Technical Specifications.

Network Intelligence Role Player Search

This operation allows the customer to specify search criteria and get a matching list of role players within businesses (D-U-N-S). The information returned can then be used to request the Network Intelligence Source of Wealth or Resolved Role Player blocks. Please refer here for Technical Specifications.

Network Intelligence Source of Wealth

For a role player in one D-U-N-S, it exposes all businesses (D-U-N-S) they are associated with along with financial statement and firmographic information on each D-U-N-S. This allows the end user to gain insight into the role player's source of wealth. Please refer here for Technical Specifications.

Network Intelligence Resolved Role Player with SDN

An entity centric data block which will for any role player indicate whether they are an SDN (Specially Designated National), provide an estimation of their source of wealth plus all the businesses (DUNS) to which they are associated with their roles in each. Please refer here for Technical Specifications.

Rendered Data Service

Enables you to retrieve data on a specific entity in a human readable format (= report). It supports within the automated decision process those Amber cases for which a human intervention is needed to get to a final Green or Red decision.
In a single online API request, multiple data blocks can be pulled. Content and data depth depends on the respective blocks pulled and the allocated level. The response needs to be Base64 Decoded so that the requested PDF or HTML Format is made visible.
Data Blocks supported currently are Company Information L1-L4 v1, Company Financials L1-L4 v3, Filings & Events L1-L3 v1, Financial Strength Insights L1-L4 v1, Hierarchies & Connections L1 v1, Payment Insights L1-L4 v1 and Principals & Contacts L1-L4 v2 with further blocks to be added through 2025. When multiple blocks are pulled in one request a "summary page" will be generated at the start of the report.
Please refer here for Technical Specifications.

Research

D&B offers research services to customers needing review and/or validation of D&B Data and Analytics. Examples of Research requests include the identification of data quality issues, missing commercial entities, or validation of existing information. Research API allows customers to request, track, and receive results of researches for businesses across all countries. Submitted requests are sent to Dun & Bradstreet or partner offices around the world to research and verify the information. Please refer here for Technical Specifications.

• Mini Research - Mini Research focuses on the assignment of D-U-N-S Numbers to Business Entities validating basic firmographic details. Mini Research allows a customer to receive a new D-U-N-S without a researcher reviewing all possible data points for an entity, thus reducing response time of the request.
• Targeted Research - Targeted Research focuses on the validation and update of selected data elements specified by the customer. Targeted Research allows customers to receive updates on one or more specified data elements without a researcher reviewing all possible data points for an entity. Thus, reducing response time of the request.
• Full Research - Full Research focus on D-U-N-S Assignment and/or the validation of all information associated with the organization.

Shipping Insight Details

Providing additional detailed insight of the shipping transaction, the Shipping Add-On will enable the user to narrow details regarding the shipment including disembarkment location, destination, cargo packaging, weight of the cargo, classification of dangerous goods where applicable among other details of the shipment. Please refer here for Technical Specifications.

Small Business Financial Exchange (SBFE)

The D&B Direct for Finance - SBFE solution is a customizable solution that can provide more than 700 data fields based on the Small Business Financial Exchange SBFE Data™ and Dun & Bradstreet Analytics. This solution is only available to SBFE Members™ and Exchange Participants.

D&B Direct for Finance - SBFE solution has a configurable search service that provides the user the ability to search for businesses based on the presence of SBFE. Dun & Bradstreet has released a new and improved process to maximize the match and hit rate to SBFE Data, and provide the best candidate or candidate list to users who are entitled to the D&B Direct for Finance SBFE solution. This feature utilizes new logic when users submit a Lookup request, to now search both DNB and SBFE data and present a single combined candidate list. This SBFE Match request will retrieve both standard D-U-N-S, D-U-N-S with SBFE Data, and SBFE match candidates (AGN), and present them in the same response indicating which D-U-N-S have SBFE data along with non-D-U-N-S SBFE match candidates (AGN). By default, match candidates will be sorted in descending order by Confidence Code. Additionally, filter criteria provide the user with flexibility in the sort order of the candidates by presence of SBFE Date in each candidate to maximize hit rate to SBFE Data. Customers wishing to use this new service will need to use the new SBFE Match services that includes the new filters and be entitled to use SBFE data.

Please work with your D&B Representative for details on this Add-Ons API.

For information on the SBFE Data Blocks, please refer to the Standard Data Blocks page by clicking here.

Small Business Risk Insight (SBRI)

SBRI access is safe-guarded by rules of engagement with the participating financial institution and trade exchange customers - access is only granted to those US customers who provide payment performance data to D&B and sign the SBRI Order & Terms Agreement.

SBRI also has restrictions of use - It can only be used in support of new credit applications and existing customers. SBRI cannot be used to prospect for new customers and is recognized as Finance and Risk Solutions revenue.

Please work with your D&B Representative for details on this Add-Ons API.

SME Lending Intelligence (UK DUNS Only)

SME Lending Intelligence API is for retrieving results of Detailed/Analysis packet(72 months SME banking data), Summary/Insight packet for the submitted Duns Number. Please refer here for Technical Specifications.

SME Score (UK DUNS Only)

SME Score API is for retrieving results of Risk Predictors packet for the submitted Duns Number. Please refer here for Technical Specifications.

Supply Chain Risk Index

Supply Chain Risk Index for Government summarizes risks found in the supply chain discovery of prime contractors which includes business failure, foreign influence, confluence, and potential fraudulent businesses. A "20/60/20" rule is used to establish the higher risk (+3), moderate risk (+2), and lower risk (+1) thresholds for each of the Supply Chain Risk benchmarks. It is beneficial to both government and commercial entities who do business with the government as the look to understand the risk within their own supply chain. This request can be combined in the same call with a request for entitled standard data blocks.

• Level1 - Score summarizes risks found in the supply chain discovery including business failure, foreign influence, confluence, and potential fraudulent businesses.

Ultimate Beneficial Ownership Historical List

The Historical Beneficial Ownership List provides a list structure of both entities and individuals, and their relationship to the specified D-U-N-S Number with a particular focus on identifying Ultimate Beneficial Owners (UBOs) and Corporate Beneficial Owners (CBOs). This output is optimized for presentation in list format. It provides the same response as the Ultimate Beneficial Ownership list (cmpbol) but critically, by providing details of the month in the request, you can view a point in time historical snapshot of the list of beneficiaries. The data is available for a rolling 12 month cycle.
Note: This API is available as part of "Ultimate Beneficial Ownership Historical List" Add-Ons.
IMPORTANT: Monitoring is not available for cmphol.

Company Financials

Financial statement information on both private and public companies around the world. The summary contains up to 36 individually named elements but this data is, for the most part, as per the statements provided by each country and include the local nuances specific to some countries.

• Third Party Financials - All Financial Statements sourced from third-party solution providers, currently Morningstar.
• Abridged Financials - Financial insights data gathered on businesses that cannot be considered as a full statement but may still be useful in business decision making.

Company Information

Provides basic data about a company, including name and address, industry/business activity type, size, and country/region identification numbers.

• Identifiers - The Side Data Block provides set of additional business identifiers which are issued by International or local regulators for organization. This Side Data Block provides IDs along with additional attributes associated with the organizations for identification and validation purposes which will help to support various Master Data and Regulatory use cases. Currently, Legal Entity Identifier(LEI) is provided by this Side Data Block, but new identifies will be added over the time.

Hierarchies & Connections Level 1

Identifies entities associated with a given company in terms of legal ownership, franchises and other connection types. Often referred to as a "family tree". A customer must "buy in" at Level 1, but can then get any of the other options (referred to as side blocks) they require without having to get all of them. The Side Block responses are going to contain only the data associated with those offerings and in most cases cannot be combined with other enrichment data.

• Full Family Tree - All of the business entities to which a given Dun & Bradstreet D-U-N-S Number is related based on greater than 50% legal ownership. This block level represents the Full Family Tree data associated with the inquired D-U-N-S. A request for this uses the full familyTree endpoint and data from Hierarchies & Connections Level 1 is not included in the response. This request cannot be combined in the same call with a request for other entitled data blocks and this block is available for monitoring.
• Upward Family Tree - Information on the family tree members from the inquiry up each hierarchy level of the branch of the family tree to the Global Ultimate record. A request for this uses the upward familyTree endpoint and data from Hierarchies & Connections Level 1 is not included in the response. This request cannot be combined in the same call with a request for other entitled data blocks.
• Alternative Linkage - Identifies operational ultimate records for records that are franchises, dealers, networks, co-operatives, etc. This request can be combined in the same call with a request for other entitled standard data blocks.
• Extended Linkage Insight - Provides content on a specific record relating to any hierarchies or linkages beyond traditional Legal and Alternative Linkage. The data is based on Machine Learning models that automate the manual effort of linking candidates by name similarity, brand uniqueness, SIC relativeness, company website, financial statement, Wikipedia data, and customer feedback.

Ownership Insights

Information on the people and companies who are either principals in a business or who own shares of a given business entity and/or who ultimately benefit from the result of that business' operations.

• Control & Ownership - Designed to support Control and Ownership 'prongs' when establishing who is ultimately benefiting from or controlling a business to enable regulatory Compliance. The data block will enable you to establish the beneficial owners and the percentage they own on a target business, as well as establish control groups from UBO registry data and any principals that are connected to either the target business or indirect corporate owners.
  The List (cmpbol) provides a list of all the beneficiaries and any additional principal relationships with the target business. The Structure (cmpbos) allows one to visualize the relationships.
  This side block needs to be purchased with the Ownership Insights Level 1 block. It is not available for sales and marketing purposes and cannot be monitored.
  Note: This functionality will be available from 8th November 2021.

Company Entity Resolution

Entity Resolution is the process by which we assign a Dun & Bradstreet D-U-N-S® Number to client data, and enables client data to be compared with standardized records held in the Dun & Bradstreet Data Cloud. This is often referred to as "matching". Entity Resolution is undertaken for the purposes of: identifying duplicates within a client's database; searching for a specific entity; or validating a D-U-N-S Number. This capability delivers only match results. Company Information Level 1 must be licensed in conjunction with this capability.

Multiple calls are available via the 1 level:

• Cleanse Match - Identity Resolution returns the best matches for given criteria using Dun & Bradstreet proprietary algorithms. This capability delivers only match results. Please refer here for Technical Specifications. This block is available for data file delivery.
• Criteria Search - Locates possible entities from the Dun & Bradstreet Data Cloud using specified criteria when there is not enough known data for a Match, allowing a maximum of 1000 candidates. Please refer here for Technical Specifications.
• Typeahead Search - Enables users to quickly find company records without having to type the entire company information in the search request. Please refer here for Technical Specifications.
• Best Match - For each input record, identifies the single most likely match for the given criteria. The response content for each record, if a match is found, is the same as for transactional Company Entity Resolution API (25k max). Please refer here for Technical Specifications.
• High Volume Match - For each input record, identifies the single most likely match. The response content for each record, if a match is found, is the same as for transactional Company Entity Resolution API (1M max). Please refer here for Technical Specifications.
• Extended Match (Multi) - For each input record, identifies the single most likely match for the given criteria and then appends a data product to the response. This feature is design to handle up to 25,000 records per request. Please refer here for Technical Specifications.
• Data (Multi) - For each input D-U-N-S, requested data product will be provided in the response. Please refer here for Technical Specifications.
• Extended Match - For each input record, identifies the single most likely match for the given criteria and then appends a data product to the response. Please refer here for Technical Specifications.

Company News

Published news items associated with a particular business. This block represents standard news and media content for the inquired company. A request for this uses the News and Media endpoint. This request cannot be combined in the same call with a request for other entitled data blocks. Please refer here for Technical Specifications.

Industry Profile

Industry information including topics such as business challenges, trends, and opportunities and executive insights. Often used to help prepare for sales conversations; includes sample questions. Profiles are not specific to a given entity/company, rather to the industry as a whole, and are licensed individually. This block represents detailed information on the primary industry of the inquired company. A request for this uses the Industry Profile endpoint. This request cannot be combined in the same call with a request for other entitled data blocks. Please refer here for Technical Specifications.

Ownership Insights

Information on the people and companies who are either principals in a business or who own shares of a given business entity and/or who ultimately benefit from the result of that business' operations.

• Level 2 - Data on the person(s) behind a business who will ultimately gain from the success of the business. This data is primarily used for compliance purposes and cannot be purchased for sales or marketing purposes. This block level represents the Ultimate Beneficial Ownership Structure and List offerings on the Ultimate Beneficial Ownership API endpoint and data from Ownership Insight Level 1 is not included in the response. This request cannot be combined in the same call with a request for other entitled data blocks and this block is available for monitoring.
  Note: cmpbos is not available for monitoring.

Principals & Contacts

Information about company employees and principals, including: names, titles, and - where permitted - contact information. Data within the Principals and Contacts block is split between Principals data and Contact data. Contact data, representing primarily mid- and lower-level management and employees of a company is available where there are no country level restrictions on gathering of this data. The Contact data request cannot be made in the same call with any other entitled data blocks and is not monitorable.

• Search by Duns - Contacts Data through this endpoint is not available for Monitoring. This request cannot be combined in the same call with a request for other entitled data blocks. For data file delivery of Contacts, please work with your D&B Representative. Please refer here for Technical Specifications.

Reference Data

Provides information about the dnbCodes and Descriptions used in various API responses and search requests.

• Retrieve Categories Returns all reference data category IDs and descriptions.
• Retrieve Category Codes Returns all item IDs and descriptions for a specified category.
• Retrieve Country based GENC Codes Returns information about ISO To GENC.